Built by Banks. Designed for Everyone

Banking Meets
Mobile Money Mobile Wallet |

Send, receive, and manage your money securely with Ghana’s bank-powered mobile wallet — designed for your financial freedom.

Dial *707# or download the app.

Send, Recieve, Transact

A wallet service that allows you to send money, pay bills, buy airtime and enjoy a host of value added financial services at very low charges.

Everything you need, in one wallet

Downloads
0 K+

About Us

Who We Are?

GhanaPay is a mobile money service provided by banks and financial institutions. It allows anyone
with a mobile phone to register and use financial services without needing a bank account.

Launched in June 2022 through a partnership between the Ghana Association of Banks and
Ghana Interbank Payment and Settlement Systems (GHIPSS), GhanaPay enables users to directly engage with banks through a mobile-first experience.

visuals

Our Services

Everything You Need in One Wallet

Send & Receive Money

Transfer money instantly to GhanaPay users, other mobile money networks, and bank accounts.

cropped ghanapay logo full no bg.png

Cash-In & Cash-Out

Deposit or withdraw funds easily through supported agents and banking channels.

cropped ghanapay logo full no bg.png

Pay Bills

Conveniently pay utilities, subscriptions, and other services in seconds.

cropped ghanapay logo full no bg.png

Buy Airtime & Data

Top up your phone or others instantly.

cropped ghanapay logo full no bg.png

Merchant Payments (GhQR)

Pay securely at merchants using GhQR — fast and contactless.

cropped ghanapay logo full no bg.png

Interoperability

Enjoy seamless transfers between banks and mobile money networks.

cropped ghanapay logo full no bg.png

Get Started in 3 Simple Steps

How It Works

Our Partners

Collaborators

Scroll to Top